Fix and Flip Loans in Fulton County Georgia
Fast approvals, rehab funding, and investor-friendly draws for Atlanta flippers and Georgia real estate investors.
Why Flippers Choose Private Money Over Banks
We deliver speed and certainty with approvals in hours and clear LOIs, helping investors close quickly and win competitive deals. Rehab funding is flexible, with lender-controlled draws aligned to your Scope of Work and eligible for both materials and labor. We’re investor-focused, funding distressed properties, estate sales, and heavy value-add rehabs perfect for BRRRR and renovation-driven strategies.
PROGRAM OVERVIEW
Term | Details |
Loan Amount | $100,000 – $5,000,000+ |
Purchase Leverage (LTV) | Up to 85% of purchase |
ARV Leverage | Up to 75% of After-Repair Value |
Rehab Budget | Funded via milestone draws |
Rates | Market-based, interest-only |
Term | 6–18 months (extensions available) |
Credit | 620+ (exceptions case-by-case) |
Close Time | As fast as 5–10 days with complete file |
Purpose | Business-purpose only (non-owner-occupied) |
Scope of work, common issues & Timeline
Typical scopes run from demo and structural work to MEP rough-ins, drywall, interior finishes, exterior/sitework, and final punch before listing or refinancing. Common issues include hidden structural rot, electrical panel upgrades, sewer line failures, permit delays, and change orders that outpace the budget. For smooth draws, submit dated photos and receipts by line item, keep a 10–15% contingency for surprises, and schedule inspections early to maintain a 24–72 hour draw pace.
Property Types Eligible
Single-family homes (including heavy rehab, fire/water damage)
Townhomes and small multi (2–4 units; larger case-by-case)
Condos for flip (project and HOA permitting)
Mixed-use small balance (investor-purpose; case-by-case)
How It Work
Submit Your Deal
Same-Day Conditional Approval (LOI)
Close & Start Draws
Banks vs. Private Loans
Approvals in days
Full SOW draws
Local decisioning
Property Condition
No Income Docs Required
Local Lending Experience
Headquartered at the Atlanta Financial Center in Buckhead—just minutes from Midtown, West Midtown, and the BeltLine—we understand Atlanta’s permitting cadence, common rehab challenges like foundation issues, electrical upgrades, and old cast-iron plumbing, as well as comp selection in transitioning neighborhoods and overlay districts. We’re local, responsive, and built for Georgia investors. Serving real estate investors across Georgia — trusted from Atlanta to Savannah.
FAQs
Yes—rehab is typically funded via milestone draws aligned to the approved SOW.
With a complete file and clear title, closings can occur in 5–10 days.
Yes—pair with a strong GC, realistic budget, and clear exit strategy.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.