Construction Loans Ground Up in Fulton County Georgia
Fast approvals. Flexible draws. Local underwriting for Georgia investors and builders.
Construction Loan Design For:
Developers who want to build new rather than rehab
Investors needing capital for land + vertical construction
Projects that will be sold or refinanced (DSCR, conventional, or perm loan) after completion
PROGRAM OVERVIEW
Term | Details |
Loan Amount | $150,000 – $5,000,000+ |
LTC (Loan-to-Cost) | Up to 85% |
ARV (After-Repair Value) | Up to 70% |
Rate & Structure | Interest-only, project-based pricing |
Term | 12–24 months (extensions possible) |
Credit | 660+ preferred; exceptions case-by-case |
Collateral | 1–4 unit residential, townhomes, small multifamily, select infill |
Draws | Milestone inspections; 24–72 hr turnaround target |
Close Time | As fast as 7–10 days with complete file |
Build Faster with Investor-Focused Construction Loans
At CheapLOI.com, we finance ground-up construction across Fulton County—including Atlanta, Sandy Springs, Roswell, Johns Creek, and Buckhead—so you can break ground faster and stay on schedule for sale or refinance. We offer asset-based underwriting with no tax returns, milestone-based draws, and closings in as fast as 7–10 days.
Property Types Eligible
- Single-family homes (spec builds & teardowns)
- Townhomes & small infill communities
- Small multifamily (2–20 units, case-by-case)
- Infill lots and urban redevelopment corridors (e.g., West Midtown, Edgewood, 30318/30307)
- Tear-down/rebuild near BeltLine and redevelopment overlays (when permitted)
How It Work
Submit Project
Conditional Approval (LOI)
Close & Draw
Banks vs. Private Loans
Same-day soft approval
Fast, milestone-based
Property Condition
No Income Docs Required
Local Lending Expertise
We’re based in the Atlanta Financial Center (Buckhead) and regularly fund construction projects across Atlanta—Grant Park, Westside, West End, Reynoldstown, O4W—as well as Sandy Springs, Roswell, and Johns Creek. We stay ahead of local factors like zoning overlays for infill lots, soil and stormwater conditions, utility tie-ins, and permit/inspection sequencing with the City of Atlanta. Serving real estate investors across Georgia — trusted in neighborhoods from Atlanta to Savannah.
FAQs
Yes. We can include lot acquisition (or refinance) plus vertical costs, subject to LTC/ARV.
Prior builds help. First-time builders may qualify with a licensed GC, strong subs, and solid SOW
Typically within 24–72 hours after verified milestone completion.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.