Fix and Flip Loans in Gwinnett County, Georgia

Fast, investor-friendly funding for distressed properties, cosmetic rehabs, and full-gut renovations.

fix and flip

Why Investors Choose CheapLOI for Fix & Flip in Gwinnett

CheapLOI.com provides private, asset-based hard money built for speed and flexibility across Gwinnett CountyLawrenceville, Duluth, Suwanee, Norcross, Peachtree Corners, Buford, Sugar Hill and nearby submarkets.

  • Same-day term sheets and 5–10 day closings

  • Rehab funds included with fast draws

  • First-time investors welcome (experienced or new)

  • We fund distressed properties banks won’t touch

PROGRAM OVERVIEW

Feature

CheapLOI Fix & Flip Loan

Loan Amounts

$100K – $7.5M+

Leverage (LTC)

Up to 90% (purchase + rehab)

ARV

Up to 75% ARV

Payments

Interest-only

Docs Required

No tax returns / W-2s

Experience

First-timers OK

Terms

6–18 months (extensions available)

Closing Speed

5–10 business days

Draws

Typically 24–72 hrs after inspector approval

 

Property Types We Fund

  • Single-family (1–4 units), townhomes, condos (non-warrantable considered)
  • Small multifamily (5–12 units)
  • Mixed-use light rehab where residential drives value
  • STR/BNB conversions where allowed

 

Project Profiles

  • Cosmetic rehabs (paint, flooring, kitchens, baths)
  • Full-gut renovations and systems replacement
  • Fire, water, or vacancy damage
  • BRRRR acquisitions with DSCR take-out plan

How It Work

Step 1

Submit Your Deal

Step 2

Same-Day Term Sheet

Step 3

Close & Fund Draws

Banks vs. Private Loans

Approvals in days

Distressed property support

Beginner-Friendly

Rehab financing included

No Income Docs Required

Local Market Intelligence — Gwinnett County

We actively track ARV comps, DOM, and rental strength across Gwinnett County—Lawrenceville (30043, 30044, 30046) for fast flip velocity, Duluth and Suwanee (30096, 30024) for strong school-driven demand, Buford near the Mall of Georgia for retail-proximate flips and STR strategies, and Peachtree Corners/Norcross for reliable BRRRR rental absorption. We tailor scopes to local permitting and inspection cadence to keep draw schedules realistic and builds on track. Key landmarks include the Mall of Georgia, Gas South District, and the Gwinnett Justice & Administration Center. Serving investors across Georgia — trusted from Atlanta to Savannah.

FAQs

 Most loans close in 5–10 business days with a complete package.

 Yes. Strong SoW and a contractor plan help.

No. We fund distressed assets and heavy rehabs.

Ready to Get Funding?

Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.