Commercial Property Construction Loans in Gwinnett County, Georgia

Fast and flexible construction financing for commercial projects in Gwinnett County.
We fund the build. Banks fund the past — we fund the future.

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Why Use Commercial Construction Loans from CheapLOI?

CheapLOI.com provides private commercial construction loans for investors, developers, and contractors needing capital for ground-up builds, retail pads, office, flex, industrial, mixed-use projects, build-to-rent communities, townhome clusters, and value-add commercial improvements. We serve all major investor submarkets in Gwinnett County, including Lawrenceville, Duluth, Suwanee, Buford (Mall of Georgia area), Peachtree Corners, and Norcross.

PROGRAM OVERVIEW

Loan Amount

$500K – $50M+

LTV / LTC

Up to 75% LTC

Land + Vertical Construction

✅ Yes

Funding

Draw schedule with inspections

Docs Required

Plans, budget, timeline, exit

Experience Needed

Developer OR licensed GC

Closing Speed

10–15 business days

Rate Type

Interest-only during construction

Property Types Eligible

  1. Retail strip centers
  2. Pad sites (quick serve, gas, franchise pads)
  3. Flex / office / industrial
  4. Medical office buildings (MOB)
  5. Light warehouse + distribution units
  6. Mixed-use (commercial + multifamily units)
  7. Small multifamily (5–20 units)
  8. Build-to-rent townhomes (cluster developments)

How It Work

Step 1

Submit the Project Package

Step 2

Receive a Same-Day Term Sheet

Step 3

Closing & Funding Draws

Banks vs. Private Loans

Same-day term sheet

Spec build allowed

We lend based on project feasibility

No personal tax returns needed

No Income Docs Required

Local Construction Intelligence Gwinnett County

To minimize delays and cost overruns, we rely on deep local expertise. Permitting moves fastest in Peachtree Corners and Suwanee, retail pad demand is surging near the Mall of Georgia, flex-industrial absorption remains strong along the I-85 corridor, and build-to-rent clusters are selling quickly in Lawrenceville and Buford. We understand the investor math—and we align our lending to it.

FAQs

Yes. CheapLOI funds land acquisition and vertical construction in Gwinnett County Georgia.

Term sheet same day. Closing in 10–15 business days with approved documents.

No. We are asset- and project-based lenders; income documentation is not required.

Ready to Get Funding?

Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.