Commercial Property Construction Loans in Houston County Georgia
Private commercial construction financing for ground‑up development, tenant improvements (TI), adaptive reuse, and value‑add projects across Houston County including Warner Robins, Perry, Bonaire and Centerville.
Commercial Construction Loan Program
– Loan Amount: $500K – $25M+
– Leverage: Up to 70% LTC or 65–70% ARV
– Interest Only During Construction
– Terms: 12–36 months + optional extensions
– Rehabilitation + ground‑up + TI buildouts funded
– Funds released via draw schedule
Why Investors Choose CheapLOI.com
CheapLOI.com has funded 1,000+ real estate investment and construction projects across Georgia. We understand land entitlement, GC draw schedules, and commercial permitting requirements.
Eligible Commercial Property Types
- Retail / Shopping center
- Office / Medical office
- Industrial / Warehouse
- Land development / Ground‑up construction
- Mixed‑use and multi‑tenant commercial assets
Required Items to Qualify
- Plans + specs + budget (GC bid acceptable)
- Exit strategy (sale or long‑term DSCR take‑out loan)
- Experience helps but not required (sponsor allowed)
How It Work
Submit project + Budget + Plans
Same-Day Term Sheet
Closing in 5–7 Days
Appraisal + Title + Plan review
Banks vs. Private Loans
Approvals in days
Construction draws funded quickly
Flexible collateral + cross‑collateral options
No Income Docs Required
Local Market Insight — Houston County Georgia
Houston County benefits from ongoing commercial growth driven by military economic activity from Robins Air Force Base, population inflow, and business relocations. CheapLOI.com works with contractors and title companies who already understand county permitting requirements.
FAQs
Yes. We fund ground‑up commercial development including TI.
A basic plan set or GC bid is enough for initial approval.
Most construction loans close in 10–21 days.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.