Construction Loans Ground Up in Gwinnett County Georgia
Fast approvals. Flexible terms. Private money designed for real estate investors and developers.
Build Faster with Ground-Up Construction Loans
At CheapLOI.com, we fund ground-up residential and commercial construction projects throughout Gwinnett County, Georgia — including Lawrenceville, Duluth, Suwanee, Norcross, and surrounding markets.
- No tax returns required
- Approvals based on project + asset, not personal income
- Fast draws tied to completed stages
We understand permits, inspections, and local development timelines
PROGRAM OVERVIEW
Term | Details |
Loan Amount | $150,000 – $5,000,000+ |
LTC (Loan-to-Cost) | Up to 85% |
ARV (After-Repair-Value) | Up to 70% |
Rates | Starting at 9.99% (project dependent) |
Term Length | 12–24 months |
Credit Score | 660+ recommended (exceptions available) |
Draw Schedule | Based on completed milestones |
Close Timeframe | As fast as 7–10 days |
How It Work
Submit Your Deal
Receive Conditional Approval
Close & Start Funding Draws
Banks vs. Private Loans
Approvals in days
Experience with distressed or investment properties
Underwriting
Rehab / Draw Funds
Investors & Builders
Local Market Advantage
Gwinnett County’s permitting and inspection requirements vary based on zoning, soil disturbance, and utility connections, and CheapLOI brings the local lending knowledge that saves investors time and money. We actively fund projects across Lawrenceville, Norcross, Suwanee, Duluth, Buford, and Snellville, giving builders and developers a smooth, informed lending process.
FAQs
We finance up to 85% LTC, 70% ARV.
No. We are asset-based lenders.
As fast as 7–10 days.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.