Fix and Flip Loans in Newton County Georgia
Build, renovate, and flip faster — with a private lending partner that funds you based on the property’s value, not your tax returns.
CheapLOI.com specializes in fast fix and flip loans in Newton County, Georgia, helping investors secure capital to acquire distressed homes, renovate, and sell for profit — without bank delays, red tape, or income documentation.
Why Investors Choose Us
We are Georgia-based private lenders — not a bank — so we make decisions FAST.
What makes CheapLOI.com different:
- Same-Day Term Sheets
- Close in as fast as 7 days
- Finance 100% of rehab costs
- No income docs, tax returns, or W-2s required
- Funding based on ARV, not current condition
- We understand distressed properties
We fund through acquisition + rehab + resale.
“We close deals banks won’t.”
PROGRAM OVERVIEW
Fix & Flip Loan Terms | Details |
Loan Type | Fix and Flip / Renovation / Investment |
Location | Newton County, Georgia |
Max Loan Amount | $150,000 – $5,000,000+ |
Rehab Financing | Up to 100% of renovation budget |
Leverage | Up to 90% Purchase + 100% Rehab |
ARV Max | Up to 75% of ARV |
Closing Speed | Fast closing — 7–10 days |
Interest Rates | 9.75% – 12.99% |
Experience Requirement | Newbies OK |
How to Qualify
You qualify if you have:
- A purchase contract
- Rehab budget (scope of work)
- Exit strategy (sell or refinance)
No tax returns. No income docs. No bank headaches.
Property Types Eligible
We fund:
- Single-family homes
- Condo flips
- Townhomes
- Duplex / Triplex / Quadplex (1–4 units)
- Investor REO, auction, estate sales, distressed assets
We do NOT require properties to be turnkey.
We love ugly houses — that’s where the profits are.
Common renovation challenges
- Older homes needing structural or electrical upgrades
- Mill conversions requiring permit coordination
- Higher landscape drainage due to clay soil composition
CheapLOI.com works directly with investors, GCs, and brokers to ensure project success.
How It Work
Submit Your Deal
Send contract + basic details.
Underwriting (Same Day)
We evaluate property ARV, rehab budget, and comps.
Close + Renovate
Funds wired. Draws reimbursed within 48–72 hours.
Sell or Refinance
Cash out your profit or convert to DSCR rental loan.
Banks vs. Private Loans
Same day Approvals
Distressed property support
Flexible credit scores
Rehab financing included
No Income Docs Required
Local Investor Market — Newton County
Newton County is one of Georgia’s fastest-growing fix and flip markets due to:
- Covington’s film industry growth
- Affordable distressed inventory
- Buyer demand from Atlanta commuters
Hot Flip Zones (Based on MLS activity + investor sales):
- Covington Town Square
- Newton Ridge / Alcovy Rd.
Porterdale Mill redevelopment area
FAQs
Yes — we fund 100% of approved rehab costs.
No. We work with first-time flippers.
Most deals close in 7–10 days.
Draws are reimbursed after inspection approval.
Yes. We specialize in distressed fix & flip inventory.
Ready to close your next flip in Newton County, Georgia?
Apply now for fast approval Or call: (800) 664-7505. We are Serving real estate investors across Newton County and throughout Georgia.