Fix and Flip Loans in Paulding County Georgia
Close fast, fund the rehab, and scale your flips across Dallas, Hiram, Braswell, and New Hope. Same-day LOI (term sheet). Up to 90% purchase + 100% rehab (caps apply). No income docs — asset-based approvals
Why Paulding County Investors Choose CheapLOI.com
What Sets Us Apart
- Asset-based lending: we evaluate the property + budget + ARV, not your W-2s.
- Contractor-friendly draws: photo or third-party inspections; typical turn 48–72 hours.
- Georgia expertise: comps, investor-heavy ZIPs (30132, 30157, 30141), seasonal timelines, and resale velocity near Dallas/Hiram corridors.
- Transparent pricing & docs: FTC/Google Ads compliant, ADA-friendly language.
Experience & Local Focus
CheapLOI.com has funded 1,000+ Georgia investment projects across new builds, infill developments, teardown-to-new constructions, and small subdivisions. The company is trusted from Atlanta to Savannah and is actively serving investors in Dallas, Hiram, Braswell, New Hope, and surrounding corridors.
PROGRAM OVERVIEW
Feature | CheapLOI.com Fix & Flip (Paulding County) |
Loan Amounts | $100,000 – $5,000,000+ |
Leverage | Up to 90% of purchase & up to 100% of rehab |
Max ARV | Up to 75% of ARV (case-by-case) |
Rates | Market-based (~9.25%–12.99%+), interest-only |
Term | 6–18 months (+ optional extension) |
Entity | LLC/entity preferred |
Credit | Flexible (≈600+ recommended) |
Closing Speed | 3–10 business days with complete file |
Draws | Fast milestone draws, typical 48–72 hrs post approval |
Exit | Sell or DSCR refi to rental |
How to Qualify
We Focus on the Deal
- Property address + purchase contract
- Line-item rehab budget (labor & materials)
- ARV comps or agent CMA
- Exit plan (sell or refi to DSCR)
We Don’t Require:
Tax returns, W-2s, DTI worksheets — asset-based approach wins speed.
Property Types Eligible
- Single-family (1–4 units)
- Condos & townhomes
- Small multifamily (5–20+ units, case-by-case)
- Mixed-use/light commercial (select)
- Distressed or dated homes, estate/probate, auction, wholesaler assignments
Trust & E-E-A-T
- Experience: CheapLOI.com has funded 1,000+ Georgia investor projects.
- Authority: Georgia-focused underwriting; transparent LOIs; privacy and data security are prioritized.
- Trust: Clear fees, no bait-and-switch, terms documented in writing; licensed pros and verifiable references available.
- Privacy (CCPA/CPRA): We use your info only to underwrite/close your loan. Opt-out respected.
- ADA: Straightforward language, descriptive CTAs, alt text, and readable contrast.
How It Work
Submit scenario → Same-day LOI
Title/appraisal; finalize scope & budget
Closing & first draw
Draws released 48–72 hours after photo/inspection
Banks vs. Private Loans
Close in 3 - 10 days
Distressed property support
Asset-based Underwriting
Rehab financing included
High Flexibility
Local Market Insight
Investors like Paulding County for its lower acquisition costs, strong buyer demand in Dallas and Hiram, and resale timelines that match Atlanta commuter patterns. CheapLOI.com understands local permit and inspection requirements, septic vs. sewer timelines, weather-related construction buffers, and pricing strategies that reduce days on market. Nearby cities such as Atlanta, Augusta, Savannah, Columbus, and Macon add regional relevance, and projects near the Paulding County Courthouse often benefit from high foot traffic during closing periods.
FAQs
Typical leverage: up to 90% of purchase and up to 100% of rehab, capped by ~75% ARV.
With a complete file, many deals close in 3–10 business days.
Yes. Strong scope, comps, and a reliable contractor help.
No. We use asset-based underwriting (property, budget, ARV, exit).
Yes, many borrowers refi into DSCR loans after stabilization.
After photo/inspection verification, funds typically release within 48–72 hours.
Ready to flip your next property in Paulding County?
Fast approvals. Transparent draws. Georgia market expertise. Apply now for fast approval Or call: (800) 664-7505.