Fast Commercial Construction Loans for Real Estate Developers in Bibb County, Georgia
CheapLOI.com funds commercial development projects — no tax returns, no W‑2s, no bank delays.
What Are Commercial Property Construction Loans?
Commercial construction loans provide short-term funding for land acquisition, site prep, vertical construction, and tenant improvements.
Ideal for:
• Retail centers
• Warehouse / flex industrial
• Mixed-use buildings
• Hospitality (motels / boutique hotels)
• Office buildouts
Why Developers Choose CheapLOI.com
Banks take 60–120+ days. We close in **7–10 days.**
- ✅ We fund land + construction draws
- ✅ No income documentation needed
- ✅ Flexible structures for staged constructions
- ✅ We approve deals banks reject (distressed, value-add, unconventional assets)
Property Types Eligible
- Retail strip centers
- Industrial / warehouse
- Mixed-use commercial
- Office suites
- Hospitality assets
Construction Loan Terms & Structure
- ✅ Loan Amounts: $500,000 – $12M
- ✅ Up to 75% LTC (Loan-to-Cost)
- ✅ Interest-only payments during construction
- ✅ Terms: 6–24 months
- ✅ Draw inspections and disbursements: 24–48 hours
How Construction Draw Funding Works
Submit project plans + budget
Same-Day Term Sheet
Appraisal + title
Closing + land funding
Draws funded throughout construction
Why Developers Choose CheapLOI.com
Approvals in days
Distressed property support
Close in 7 - 10 days
Rehab financing included
No Income Docs Required
Bibb County Market Insight
Macon is experiencing a major revitalization boom in its downtown core, supported by ongoing redevelopment and new commercial activity. The area around the Mercer University campus continues to grow rapidly, attracting steady rental and retail demand. Additionally, the industrial distribution corridor near I-475 and I-75 is expanding, bringing new jobs and increased investor interest to the region.
FAQs
Yes, financing can include land acquisition plus vertical construction.
No, we are asset-based. No income documentation required.
Most closings take 7–10 business days.
Ready to Build Your Commercial Project?
👉 Apply now for fast approval.
Speak to a Georgia lending expert today: (800) 664-7505