Fast Hard Money Loans for Real Estate Investors in Carroll County, Georgia
CheapLOI.com funds deals banks reject — fast, asset-based, no income documentation required. Close in 5–7 business days. Up to 85% LTC + rehab financing. Interest-only payments. No tax returns or W-2s required
What Are Hard Money Loans?
Hard Money Loans are short-term loans based on the property value — not income, FICO, or tax returns.
Perfect for:
- Fix and flip deals
- Distressed / auction / off-market properties
- Bridge loans
- Ground-up construction
Why Choose CheapLOI.com?
✅ We underwrite the asset, not income documents
✅ Fast closings — deals close in 5–7 days
✅ Flexible terms, no seasoning requirements
✅ We fund first-time and repeat investors
Property Types Eligible
- Single-family investment properties
- Multifamily
- Mixed-use
- Land and infill development
Loan Program Summary
✅ Loan Amounts: $100,000 – $7M
✅ Up to 85% LTC / up to 70% ARV
✅ Rehab financing available (draws)
✅ 6–18 Month terms
✅ No prepayment penalty after 3 months
How Hard Money Loans Work
Submit deal scenario
Same-Day Term Sheet
Closing in 5–7 Days
Rehab draw disbursement
Banks vs. Private Loans
Approvals in days
Close in 5 - 10 days
Terms tailored to your project
Rehab financing included
No tax return
Carroll County Market Insight
There is strong demand for rental conversions near the University of West Georgia, driven by consistent student and workforce housing needs. Investor activity remains active across Carrollton, Villa Rica, Temple, and Bowdon, where value-add properties and new development opportunities continue to perform well. The broader region is also experiencing steady growth along the I-20 corridor, attracting new construction and commercial expansion.
FAQs
No. We underwrite based on the asset, not tax returns.
We close most loans in 5–7 business days.
Yes. We fund distressed and off-market deals.
Ready to Get Funding?
Apply now for fast approval.
Speak to a local Georgia lending expert today: (800) 664-7505