Ground Up Construction Loans in Chatham County Georgia
Build faster. Build smarter. Build with a Georgia-based private lender that understands Savannah’s unique construction landscape.
CheapLOI.com funds Ground Up Construction Loans in Chatham County Georgia for residential, commercial, mixed-use, industrial, and hospitality developments — without bank delays, tax return requirements, or restrictive underwriting.
What Are Ground-Up Construction Loans?
Ground-up construction loans finance a build from dirt to completion, covering land acquisition or payoff plus every phase of construction. CheapLOI.com funds projects across:
- Residential spec homes
- Duplex/triplex/quad builds
- Build-to-rent (BTR) homes
- Multi-unit small developments
- Commercial retail & mixed-use
- Industrial distribution centers
- Hospitality assets (Tybee Island & Riverfront)
Flex office/warehouse properties
Why Choose CheapLOI.com?
- 🚀 Close in 7–14 days
- 🏗 Land + vertical construction funding
- 📄 No income documentation required
- 💼 We fund projects banks decline
- 📉 Interest-only payments during construction
🧱 Fast draw inspections (24–48 hours)
Property Types Eligible
- Residential new builds
- Multi-unit investment homes
- Mixed-use buildings
- Retail and office development
- Light industrial & logistics
- Hospitality (Savannah Historic District + Tybee)
Loan Program Summary
- 💰 Loan Amounts: $250K–$12M
- 📊 Up to 75% LTC
- 📆 Terms: 12–24 months
- 🔧 Interest-only payments
- ⏳ Draws funded in 24–48 hours
- 🏗 Funds for land + vertical construction
How It Work
Submit Your Construction Package
Budget, GC bid, plans/renderings, timeline.
Same-Day Underwriting
Receive fast, transparent terms.
Closing & Initial Disbursement
Land + immediate construction funds released.
Draw Funding
Draws funded within 24–48 hours after inspection.
Completion & Exit
Sell, stabilize, or complete a DSCR refinance.
Banks vs. Private Loans
Close in 7–14 days
24–48 hour draw releases
No income docs required
Local Market Insight
Chatham County is a major construction hotspot, fueled by Savannah’s ongoing redevelopment and its strategic proximity to the Port of Savannah. Strong rental demand near SCAD and local hospitals, rapid industrial growth in Pooler and Port Wentworth, and steady tourism-driven development near the Riverfront and Tybee Island continue to attract investors. Infill construction across central Savannah also remains in high demand. CheapLOI.com understands local permitting workflows, coastal zone requirements, historic district constraints, ARV-based appraisal methods, and Chatham County’s contractor draw processes—helping developers move projects forward smoothly.
FAQs
Most construction loans close in 7–14 days.
$250,000 to $12 million.
Yes — both land acquisition and construction are eligible.
Build Your Next Chatham County Project With Fast, Flexible Capital
Local expertise. Fast underwriting. Investor-focused terms. Apply now for fast approval Or call: (800) 664-7505. We are Serving real estate investors across County and throughout Georgia.