Hard Money Loans in Clayton County Georgia
CheapLOI.com provides fast and flexible Hard Money Loans in Clayton County, Georgia — designed for real estate investors, property flippers, and developers who need quick funding without bank obstacles. Unlike banks, we approve deals based on property value and ARV (After Repair Value), not tax returns, income verification, or credit score requirements.
Loan Program Snapshot
- Loan Amounts: $75,000 – $5,000,000
• LTV (Purchase): Up to 85%
• Rehab Financing: Up to 100% of renovation budget
• Terms: 6–18 months
• Interest-Only Payments
Why Clayton County Investors Choose CheapLOI.com
We deliver same-day term sheets and can close your deal in as fast as 5–7 days, giving investors the speed they need in competitive markets. Our underwriting requires no income documentation or tax returns, making approvals fast and friction-free. Every loan can include both the purchase and rehab costs, allowing investors to fund their entire project with one streamlined loan. We specialize in distressed properties, complex scenarios, and tight investor timelines — ensuring your deal moves forward without delays.
How It Work
Step 1
Submit Your Deal
Step 2
Same-Day Term Sheet
Step 3
Closing in 5–7 Days
Banks vs. Private Loans
Approvals in days
Committee Approvals
Asset‑based Decisions
Tax Returns
No Income Docs Required
Local Clayton County Market Insights
We lend throughout investor-heavy pockets of South Metro Atlanta, including Morrow, Jonesboro, Forest Park, and Lake City, as well as high-demand surrounding Atlanta metro ZIP codes where fix-and-flip and rental activity continues to grow.
FAQs
Many deals close in 5–7 business days.
Yes, we specialize in value‑add, flips, and properties needing renovation.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.