Construction Loans Ground Up in Cobb County Georgia
Loan Program
Our Ground-Up Construction Loans in Cobb County, GA provide $250,000 to $15,000,000 in financing with 12–24 month terms, up to 85% LTC, and up to 75% of completed value (ARV). Closings typically take 10–21 days, and loans are available exclusively to LLC/entity borrowers, strictly for investment properties — no primary residences.
Why Investors Use Our Loans
Private ground-up construction financing gives investors the speed and flexibility to compete without bank delays. We fund land and vertical construction, offer fast draw schedules, and base approvals on ARV or post-construction value. This program is ideal for spec home builds, townhome and infill projects, light commercial construction, and land-plus-build opportunities. CheapLOI.com has funded 1,000+ construction and real estate projects across Georgia, giving investors a proven local lending partner.
Why Georgia Developers Choose CheapLOI.com
- Atlanta-based underwriting — real local expertise
- Faster decisions (no loan committee delays)
- Rehab + construction cost funding
- Designed for builders, flippers, investors
Property Types Eligible
- New-build residential (SFR / spec homes)
Small multifamily (2–8 units) - Townhome development
- Mixed-use + light commercial
- Land development when construction follows
How It Work
Submit Your Deal
Same-Day Term Sheet
Close + Begin Draws
Banks vs. Private Loans
Approvals in days
Underwriting Flexibility
Draw Releases
No Income Docs Required
Cobb County Market Insights
Cobb County is one of Georgia’s fastest-growing construction markets, fueled by strong population and job growth, ongoing development around The Battery/Truist Park, and limited resale inventory that continues to push demand for new builds. Top new-construction ZIP codes include Smyrna/Vinings (30080, 30082), Marietta (30060, 30062), and Kennesaw (30144, 30152). CheapLOI.com supports investors statewide — trusted from Atlanta to Savannah.
FAQs
Yes. We can finance land purchase + build.
Typically within 3–5 days after inspection.
Experience helps, but new builders can qualify with a strong GC team.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.