Commercial Property Construction Loans in Columbia County Georgia

Loan Program

Our Commercial Construction Loan Program in Columbia County provides high-leverage, fast-closing funding for developers and investors building across Evans, Grovetown, Martinez, and the Augusta metro—offering streamlined underwriting, flexible draw schedules, and no income documentation requirements.

Why Commercial Construction Loans Matter to Investors

Commercial construction financing gives developers and investors the ability to scale projects quickly with high leverage and streamlined approvals. Our program offers up to 85% LTC, funding for land, vertical construction, and soft costs, plus draw schedules that follow construction milestones. No tax returns or income documentation are required. We finance a wide range of projects—including retail centers, office buildings, flex and industrial warehouses, mixed-use developments, and multi-tenant commercial builds. CheapLOI.com has funded 1,000+ real estate investment projects across Georgia, supporting everything from ground-up development to commercial renovations.

Property Types Eligible

– Retail centers + shopping plazas
– Multi-tenant commercial buildings
– Office buildings and medical plazas
– Industrial warehouses + flex
– Ground-up mixed-use
– “Value add” commercial conversions

How It Work

Step 1

Submit Your Project Package

Step 2

Receive Same-Day Term Sheet

Step 3

Close and Begin Draws

Banks vs. Private Loans

Approval Speed

Creative Structures

Flexibility

Rehab / Construction Draws

Income Docs Required

Local Market Insight Columbia County

Columbia County is rapidly growing thanks to strong demand from Fort Eisenhower, expanding medical and tech industries in the Augusta metro, and fast population growth in Evans, Grovetown, and Martinez. Top commercial zones include Evans (30809), Grovetown (30813), and Martinez (30907). CheapLOI.com supports commercial investors statewide — trusted from Atlanta to Savannah.

 Yes — we finance land acquisition + vertical construction.

Draws typically fund within 3–5 days from inspection.

Yes — all loans must be entity-based.

Ready to Get Funding?

Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.