Hard Money Loans in Columbia County Georgia
Loan Program
Our Hard Money Loans provide $100,000 to $7,500,000 in financing with 6–24 month terms, leverage up to 75% of ARV, and optional rehab draws. Closings are fast—typically 5–10 days—and loans are exclusively available to LLC or entity borrowers, strictly for investment properties (no primary residences).
Why Investors Use Our Loans
Hard money loans are asset-based, meaning approvals are driven by the property’s value rather than income documentation. They’re ideal for fix and flip projects, distressed acquisitions, fast-closing opportunities, and bridge financing before DSCR or long-term rental loans. With 5–10 day closings, no income docs, and approvals based on as-is value or ARV, investors can act quickly in competitive markets. CheapLOI.com has funded 1,000+ projects across Georgia — proving experience matters.
Property Types Eligible
– Single-family homes (1–4 units)
– Multifamily properties (5+ units)
– Condos + townhomes (investment only)
– Mixed-use and commercial
– Land with defined exit strategy
How It Work
Submit Your Deal
Upload purchase contract + renovation scope.
Same-Day Term Sheet
You receive transparent pricing, no surprises.
Closing in 5–7 Days
We coordinate title, insurance & closing.
Banks vs. Private Loans
Approvals in days
Property Condition
Flexibility
Rehab financing included
No Income Docs Required
Columbia County Market Insights
Investor activity is surging in Columbia County thanks to rapid population growth in Evans and Grovetown, strong rental demand driven by Fort Eisenhower, and low housing inventory that supports both flips and long-term rentals. Top investor ZIP codes include 30813 (Grovetown), 30809 (Evans), and 30907 (Martinez). CheapLOI.com serves real estate investors statewide — trusted from Atlanta to Savannah.
FAQs
As fast as 5–10 days.
Yes — draws released quickly.
No income docs required
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.