Bridge Loans in DeKalb County Georgia

Fast short-term funding to acquire, reposition, or refinance investment properties — even distressed deals or time-sensitive closings.

What Is a Bridge Loan?

Our Bridge Loans in DeKalb County, Georgia provide fast, flexible, asset-based financing for investors needing short-term capital to acquire, stabilize, or reposition real estate. CheapLOI.com delivers same-day term sheets, quick underwriting, and funding based on property value—not personal income—making it easier for investors to act quickly in competitive markets like Decatur, Brookhaven, Stone Mountain, Lithonia, and Tucker. Whether you’re transitioning to long-term financing, securing a time-sensitive opportunity, or bridging a renovation period, our DeKalb County bridge loan program gives you the speed and leverage needed to move confidently.

Loan Program Specs

Our program offers up to 85% LTC on the purchase, with optional rehab financing included through a convenient draw-based structure. Loan terms range from 3 to 12 months with interest-only payments to maximize cash flow. We close quickly—typically within 5–7 business days—and never charge a prepayment penalty. Documentation requirements are minimal, as our underwriting is deal-driven and focused on the asset, not personal income.

Why Choose CheapLOI.com

CheapLOI.com funds deals banks turn away. We specialize in real estate investor financing for fast acquisitions, auction purchases, and payoff demands. We fund deals including:

  • Distressed properties
  • Wholesale / off-market deals
  • Auction properties
  • Tenant-occupied homes
  • Time-sensitive payoff or refinance

Property Types Eligible

  • Single-family investment homes  
  • Townhomes + condos  
  • Multi-family (up to 20 units)  
  • Mixed-use commercial + residential  
  • Off-market tenant-occupied deals  

How Bridge Loans Work

Step 1

Submit Your Deal

(contract + project details)

Step 2

Same-Day Term Sheet

Fund + close — draws released per milestones

Step 4

Rehab Draws & Project Funding

We fund draws quickly so your project moves efficiently.

Banks vs. Private Bridge Loans

Close in 5–7 days

Income documentation required

Funds distressed/off-market

Flexible rehab draws

Local Market Knowledge — DeKalb County

We understand the investor-driven submarkets throughout DeKalb County, including local permitting timelines, inspection requirements, and the strong demand for value-add opportunities. Investors actively target areas such as Decatur, Brookhaven, Stone Mountain, Lithonia, and Tucker, where renovation activity and quick-turn acquisitions remain strong. High-volume investment ZIP codes include 30030, 30032, 30034, 30083, and 30058, offering consistent fix-and-flip, BRRRR, and rental demand. CheapLOI.com proudly serves real estate investors across Georgia — from Atlanta to Savannah — with fast, asset-based bridge financing.

FAQs

Most deals close in 5–7 business days.

 

 

Yes — wholesalers use us frequently.

 

No — approvals are asset-based.

Ready to Get Funding?

Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.