Commercial Property Construction Loans in DeKalb County, Georgia
Loan Program Overview
Our Commercial Property Construction Loans in DeKalb County, GA are designed for investors building or renovating income-producing properties in high-demand cities such as Decatur, Brookhaven, Dunwoody, Stone Mountain, and Avondale Estates. We finance both ground-up projects and major commercial renovations, offering up to 85% LTC and up to 70% of the completed value (ARV), with optional DSCR qualification when needed. All loans feature interest-only payments during construction, giving developers maximum cash-flow efficiency while completing their projects.
Why Choose CheapLOI.com?
• Experience with commercial ground‑up and adaptive reuse projects
• Fast approvals — decisions by real underwriters (not algorithms)
• No income documentation required — asset‑based underwriting
• Full transparency — no junk fees
Property Types Eligible
• Mixed-use buildings
• Multifamily (5+ units)
• Retail and restaurant build-outs
• Industrial / warehouse / flex
• Office + medical office
How Loans Work
Submit Deal Scenario
(Scope, Plans, Budget)
Same-Day Term Sheet
Completion + Conversion to long-term loan
Fast Closings
Appraisal & Feasibility review
Rehab Draws & Project Funding
Funding + Draw schedule
Banks vs. Private Loans
Close in 7–14 days
Flexible rehab/construction budgets
Funding based on project value
No income documentation
Local Market Advantage (DeKalb County Insight)
DeKalb County’s real estate market remains strong, driven by continued growth spillover from Atlanta and ongoing expansion around Emory University. Multifamily projects near MARTA transit zones benefit from strong rental absorption, while investor demand for adaptive reuse of retail and industrial spaces continues to rise. With major employers anchoring the region and driving commercial activity, DeKalb County offers a robust environment for new development and value-add investment opportunities.
FAQs
7–14 days after appraisal.
No — lending is asset-based.
Yes — as long as majority is investment purpose.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.