Bridge Loans in Fayette County Georgia
Fast interim financing for real estate investors needing short-term capital—close fast, compete with cash buyers, and move on your next project without waiting on bank approval.
Why Investors Choose Bridge Loans in Fayette County GA
Bridge loans are the smartest tool for Georgia investors needing fast capital while waiting on:
- DSCR refinance approval
- Property sale
- Rehab completion
- Incoming liquidity from another project
Perfect for:
- Fix & flip investors
- Rental portfolio builders (BRRRR)
- Developers needing gap funding
- Wholesalers converting deals into ownership
Loan Program Overview
- Loan Purpose: Gap funding / Quick acquisition
- Loan Size: $150,000 – $10,000,000
- LTV: Up to 75% As-Is or 65% ARV
- Time to Close: 72 hours – 10 days
- Required: Purchase contract or payoff event
- Experience Required: None – beginners welcome
- Collateral: Investment real estate (SFR, multifamily, mixed-use)
Who Qualifies?
You may qualify if you:
- Invest through an LLC or entity
- Have a payoff event (refinance or sale)
- Have an executed purchase agreement or pending closing
- Asset seasoning
What Can Bridge Loans Be Used For?
Use a bridge loan to:
- Close on a deal before selling another property
- Fund earnest money deposits, construction draws, or rehab
- Pull cash out of a property before DSCR refi seasoning
- Win competitive bidding wars by offering cash-equivalent offers
How It Work
Submit your deal (contract + payoff plan)
Receive a same-day term sheet
Close and fund—as fast as 72 hours
Banks vs. Private Loans
Competitive in bidding wars
Accepts distressed properties
Funds rehab / draws
Closing Speed(72 hours–10 days)
No Income Docs Required
Local Market Insight
Fayette County is a high-demand investor market thanks to low housing inventory that drives fast sales cycles, high household incomes that support a strong buyer pool, and a quicker permitting process compared to Fulton County — making it ideal for BRRRR strategies and fix-and-flip projects. Top investor ZIP codes include 30214 (Fayetteville), 30269 (Peachtree City), and 30290 (Tyrone). CheapLOI.com serves investors throughout Georgia, including major markets such as Atlanta, Macon, Sandy Springs, Roswell, Savannah, Columbus, and Athens.
FAQs
As fast as 72 hours, depending on title.
No—approval is based on the property and exit plan, not personal income.
Yes—if supported by ARV and clear exit.
Yes—experience is not required.
Ready to Get Funding?
Bridge loans allow you to move fast and win more deals. Apply now for fast approval Or call: (800) 664-7505. We are Serving real estate investors across County and throughout Georgia.