Fast Ground Up Construction Loans for Real Estate Investors in Bibb County, Georgia
CheapLOI.com funds ground-up construction projects — no tax returns, no W‑2s, no bank delays.
What Are Ground Up Construction Loans?
These loans fund the development of new build projects — from raw land to completed structure. Investors use ground-up financing when they need speed and flexibility banks cannot offer.
Ideal for:
• Spec homes
• Townhomes
• Multifamily small developments
• Warehouse/flex industrial
• Retail or mixed-use
Why Investors Choose CheapLOI.com
✅ We fund land + construction in one loan
✅ No income docs or tax returns required
✅ We approve projects the banks reject
✅ Flexible fund control process for draws
Property Types Eligible
• Spec residential
• Townhomes / multifamily
• Warehouse / flex
• Retail / mixed-use
Loan Program Summary
✅ Loan Amounts: $300,000 – $10M+
✅ Up to 75% LTC or 65% ARV (case-by-case)
✅ Interest-only monthly payments
✅ 6–24 month terms
✅ No prepayment penalty after 3 months
How Bridge Loans Work
Submit your project + budget
Receive same-day term sheet
Inspection & underwriting
Closing & initial funding
Draws released throughout build
Banks vs. Private Construction Loans
Approvals in days
Distressed property support
Terms tailored to your project
Rehab financing included
No Income Docs Required
Bibb County Market Insight
Macon is undergoing major redevelopment throughout its downtown core, creating strong momentum for new investment opportunities. Demand for modern rental housing continues to rise near the Mercer University area, driven by students, staff, and local employment growth. At the same time, industrial activity remains strong near the I-475 distribution corridor, attracting steady commercial interest and supporting long-term economic expansion.
FAQs
Yes. We fund both land acquisition and vertical construction.
No. Approval is based on asset and project viability.
We close most ground-up construction loans in 7–12 business days.
Ready to Build?
Apply now for fast approval.
Speak to a local Georgia lending expert today: (800) 664-7505