Privacy Policy
1. Introduction
At CheapLOI.com, your privacy is important to us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information. This CheapLOI privacy policy is in compliance with the California Consumer Privacy Act (CCPA), the California Privacy Rights Act (CPRA), the Gramm-Leach-Bliley Act (GLBA), and the Federal Trade Commission (FTC) regulations.
2. Information We Collect
We may collect the following types of personal information:
- – Contact Information (name, email, phone number)
- – Financial Information (income, credit data, bank details)
- – Technical Data (IP address, browser type, usage data)
- – Identifiers (SSN or Tax ID for underwriting purposes)
3. How We Use Your Information
Your personal data may be used to:
– Evaluate your loan application
– Respond to your inquiries and service requests
– Improve our website and services
– Comply with legal obligations and financial regulations
4. Sharing and Disclosure
We do not sell your personal information. However, we may share your data with:
– Affiliates and subsidiaries
– Service providers under contractual obligations
– Legal authorities when required by law
– Financial partners to process your application
5. Your Privacy Rights
Under CCPA and CPRA, you have the right to:
– Know what personal information we collect
– Request deletion of your data
– Opt-out of data sharing
– Access or correct your personal data
6. Data Security
We use technical, administrative, and physical safeguards to protect your data from unauthorized access. We follow GLBA and FTC security requirements.
7. Cookies and Tracking Technologies
We use cookies and similar technologies to analyze traffic and improve your experience. For more details, visit our Cookie Privacy Policy.
8. Children’s Privacy
Our services are not intended for individuals under 18. We do not knowingly collect information from minors.
9. Updates to This Policy
We may revise this Privacy Policy from time to time. Updates will be posted with a revised effective date at the top of this page.
10. Contact Information
For questions regarding this Privacy Policy or your data rights, contact us at:
📧 Email: privacy@cheaploi.com
📬 Mail: (Atlanta Financial Center) 3343 Peachtree Rd NE Suite 145. Atlanta, GA 3032
📞 Phone: (800) 664-7505
Legal Disclaimer
This CheapLOI privacy policy is provided for informational purposes and does not constitute legal advice. It is intended to reflect U.S. federal and applicable state laws.