Construction Loans Ground Up in Cobb County Georgia
Loan Program
Our Ground-Up Construction Loans in Cobb County, GA provide $250,000 to $15,000,000 in financing with 12–24 month terms, up to 85% LTC, and up to 75% of completed value (ARV). Closings typically take 10–21 days, and loans are available exclusively to LLC/entity borrowers, strictly for investment properties — no primary residences.
Why Investors Use Our Loans
Private ground-up construction financing gives investors the speed and flexibility to compete without bank delays. We fund land and vertical construction, offer fast draw schedules, and base approvals on ARV or post-construction value. This program is ideal for spec home builds, townhome and infill projects, light commercial construction, and land-plus-build opportunities. CheapLOI.com has funded 1,000+ construction and real estate projects across Georgia, giving investors a proven local lending partner.
Property Types Eligible
– New-build residential (SFR / spec homes)
– Small multifamily (2–8 units)
– Townhome development
– Mixed-use + light commercial
– Land development when construction follows
How It Work
Submit Your Deal
Same-Day Term Sheet
Closing in 5–7 Days
Banks vs. Private Loans
Approvals in days
Underwriting Flexibility
Draw Releases
No Income Docs Required
Cobb County Market Insights
Cobb County is one of Georgia’s fastest-growing construction markets, fueled by strong population and job growth, ongoing development around The Battery/Truist Park, and limited resale inventory that continues to push demand for new builds. Top new-construction ZIP codes include Smyrna/Vinings (30080, 30082), Marietta (30060, 30062), and Kennesaw (30144, 30152). CheapLOI.com supports investors statewide — trusted from Atlanta to Savannah.
FAQs
Yes. We can finance land purchase + build.
Typically within 3–5 days after inspection.
Experience helps, but new builders can qualify with a strong GC team.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.