Construction Loans Ground Up in Columbia County Georgia
Loan Program
Our Ground-Up Construction Loans in Columbia County, GA provide financing from $250,000 to $15,000,000, with 12–24 month terms, up to 85% LTC, and up to 75% of completed value (ARV). Closings typically occur in 10–21 days, and all projects include rehab or build draw schedules. These loans are designed exclusively for LLC entities, with no primary residence lending — strictly for investment real estate.
Why Ground-Up Construction Loans Are Ideal for Investors
Private construction financing lets investors move fast on high-potential projects without slow bank approvals. We fund land and construction, offer fast draw schedules, require no income documentation, and approve loans based on completed value. Ideal for new builds, townhomes, 2–8 unit multifamily, and light commercial projects. CheapLOI.com has funded 1,000+ real estate investment projects across Georgia, including ground-up and commercial development.
Why Columbia County Developers Choose CheapLOI.com
- Local underwriting — not a national call center
- Same-day decisions
- Designed for builders, flippers, and developers
- Transparent terms, no unnecessary fees
Property Types Eligible
– Ground-up residential (spec home development)
– Multifamily 2–8 units
– Townhome & infill development
– Light commercial / mixed-use
– Land purchase + construction
How It Work
Submit Your Deal
Same-Day Term Sheet
Close & Begin Draws
Banks vs. Private Loans
Closing Speed
Flexibility
Draw Release Timing
Rehab financing included
No Income Docs Required
Columbia County Market Insights
Columbia County is one of Georgia’s fastest-growing new-build markets, fueled by rapid population growth in Evans and Grovetown, ongoing relocations from U.S. Army Fort Eisenhower, and expansion within Augusta’s medical and industrial sectors. Top new-construction ZIP codes include 30813 (Grovetown), 30809 (Evans), and 30907 (Martinez). CheapLOI.com supports real estate investors statewide — trusted from Atlanta to Savannah.
Yes — we fund the acquisition + vertical construction.
Typically within 3–5 days after inspection.
Yes, loans must be made to an entity.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.