Hard Money Loans in Douglas County Georgia

hard money

Loan Program

Our Hard Money Loan Program in Douglas County delivers fast, flexible funding for investors needing quick, reliable closings. CheapLOI.com provides simple underwriting with no income documentation, competitive terms, and deep local experience across Douglasville, Lithia Springs, Chapel Hill, and Winston—supporting fix and flips, rentals, bridge acquisitions, and new construction.

Why Investors Choose Us

Our hard money loans offer investors major advantages over traditional bank financing, including 3–7 day closings, no income verification, and flexible credit requirements. We fund distressed properties, include rehab budgets, and structure loans specifically for investors—unlike banks, which require strict documentation, only approve turnkey properties, and are not designed for fix and flip projects.

Qualification Criteria

 ✅ Property address
✅ Purchase contract
✅ Rehab budget (if applicable)

Eligible Property Types

        • Single-family homes (1–4 units)
        • Condos & townhomes
        • Small multifamily (up to 12 units)
        • Light commercial / mixed-use

           

How It Work

Step 1

Submit Your Deal Scenario

Step 2

Receive Same-Day Terms

Step 3

Close Quickly

Banks vs. Private Loans

Approvals in days

Terms tailored to your project

Rehab financing included

No Income Docs Required

Douglas County Real Estate

We lend on investment properties throughout Douglasville, Lithia Springs, Chapel Hill, and Winston—high-demand submarkets driven by Atlanta commuters, affordable rehab inventory, and strong rental demand along the I-20 corridor. These conditions make Douglas County a prime market for flips, BRRRR rentals, and new construction opportunities.

 

 Most closings take 3–7 days, depending on title.

 

Yes — we fund MLS, wholesale, auction, and off-market deals.

 

 No. We approve deals based on asset value, not personal income.

Ready to Get Funding?

Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.