Commercial Property Construction Loans in Fayette County Georgia

 Fast, flexible commercial property construction financing for Fayette County real estate investors and developers. We fund ground-up construction, value-add projects, and commercial redevelopment with draw schedules, fast approvals, and no tax returns required.

commercial constuction

Why CheapLOI.com for Commercial Construction Financing

CheapLOI.com is trusted by investors and developers across Georgia because we offer speed, transparency, and funding based on project feasibility—not tax returns.

We fund:

  • Retail strip centers
  • Mixed-use commercial projects
  • Industrial / warehouse development
    Office buildouts and conversions
  • Multi-tenant commercial rehabs

Ground-up construction

Advantages Of Our Loans

Our advantage is simple: we close in 10–15 days, offer draw schedules tied directly to construction progress, and underwrite based on project value and pro forma rather than bank red tape. With deep local expertise in Fayette County’s permitting and inspection timelines, we help investors build and scale without delays.

Who Qualifies

Qualification Requirements

You may qualify if you:

  • Own or have under contract a commercial site
  • Have basic project documentation (budget, plans, GC estimate)
  • Can show feasibility / exit strategy (lease up or sale)

Property Types Eligible

  • Commercial ground-up development

  • Retail / strip centers

  • Industrial / warehouse

  • Office conversions

Loan Program Summary

  • Loan Amount: $500,000 – $15,000,000+
  • LTC: Up to 85% Loan-to-Cost
  • Draws: Funded based on milestones and inspections
  • Required Documents: Plans, budget, GC bid
  • Interest Rate: Starting at 9.75%
  • Closing Timeline: 10–15 business days
  • Exit Strategies: Sale, refinance, tenant stabilization

How Funding Works

Step 1

Submit your project budget & GC bid

Step 2

Receive same-day term sheet

Step 3

Closing & construction draws released

Banks vs. Private Loans

Works with new investors

Close in (5 - 10 days)

Funds draws quickly

Loan based on project feasibility

No tax return required

Local Market Insight

Fayette County is an investor-favored market with rising demand driven by strong income demographics (top 5% in Georgia), companies relocating from metro Atlanta, and a faster permitting process compared to Fulton County. Commercial activity is also boosted by Peachtree City’s unique golf-cart business use zones, which continue to attract developers and operators. Key investor-heavy ZIP codes include 30269 (Peachtree City), 30214 (Fayetteville), and 30290 (Tyrone). CheapLOI.com has funded more than 1,000 real estate construction and investment projects across Georgia.

FAQs

 Most close in 10–15 business days, depending on documentation.

 Yes—funding releases are milestone-based after visual inspection.

 No. Approval is based on project feasibility and loan-to-cost structure.

 Preferred, but not required if the project includes a licensed general contractor.

Ready to Get Your Fayette County Construction Project Funded?

Fast funding. Local expertise. No bank delay.

🚀 Apply now for fast approval.

 Call (800) 664-7505