Construction Loans Ground Up in Fayette County Georgia
Fast, flexible ground-up construction financing for builders, developers, and investors in Fayette County. Fund land acquisition + construction + draws—all with one streamlined private loan. You focus on building. We focus on funding.
Why Ground-Up Construction Loans with CheapLOI.com
CheapLOI.com funds ground-up residential and commercial investment projects across Georgia, including:
- Single family spec homes
- Multi-unit residential
- Townhomes and small subdivisions
Mixed-use or commercial projects (case by case)
Why Investors Use Our Loans
Our Bridge Loan Solution is designed for investors who need fast access to capital. We offer quick closings in 5-7 days, even on properties that don't qualify for traditional bank financing. Whether you're looking to fund distressed or off-market deals, need rehab funds, or require 100% financing for renovations, we've got you covered. We can also help you tap into the equity tied up in another project, freeing up capital to deploy into new opportunities.
How to Qualify
Required to Get Started
- LLC or entity (we can help you form one if needed)
- General Contractor license or active builder partner
- Project budget + scope + timeline
Land purchase contract or proof of ownership
Property Types Eligible
- Spec homes
- Residential subdivisions
- Duplexes, triplexes, quads
- Mixed-use projects
Loan Program Summary
- Loan Size: $300,000 – $10,000,000+
- Loan-to-Cost (LTC): Up to 85%
- Loan-to-ARV: Up to 70%
- Rehab/Build Financing: 100% of budget (draw schedule)
- Rate: Starting from 10.25%
- Term: 12–24 months
- Time to Close: 10–15 days
- Experience Required: Not required with licensed GC
- Exit Strategy: Sale or DSCR long-term rental refinance
How It Works
Submit your project
Scope, budget, timeline → get term sheet same-day
Close and break ground
Title + appraisal + docs → closing in 10–15 days
Draws released
Milestone inspection → funds wired
Banks vs. Private Loans
Works with investors
Close in (10–15 days)
Works with Distressed/redevelop projects
No Income Docs Required
Bartow County Market Insight
Fayette County is known for its high resale demand, near-zero land availability around Peachtree City, above-average household incomes, and faster permitting timelines compared to Fulton County. Key investor-heavy ZIP codes include 30269 (Peachtree City), 30214 (Fayetteville), and 30290 (Tyrone). We proudly serve investors across Georgia—from Atlanta to Savannah—and major markets such as Augusta, Columbus, Macon, Athens, Sandy Springs, Roswell, Albany, and Johns Creek. Our office is minutes from the Atlanta Financial Center, and we frequently fund projects recorded at the Fayette County Courthouse.
FAQs
Yes. We can finance both into one loan.
Experience is helpful but not required if using a licensed GC.
Within 48–72 hours after inspection.
Yes—we can structure your exit strategy.
Ready to Build in Fayette County?
Fast approvals. Local expertise. Build with confidence. Apply now for fast approval. Speak to a local Georgia lending expert today