Georgia fix and flip loans for investors
At Cheap LOI, we specialize in fast, flexible fix and flip loans in Georgia to help real estate investors acquire, renovate, and resell properties for profit. Whether you’re flipping a house in Atlanta, updating a duplex in Savannah, or rehabbing a multifamily in Macon, our private lending programs give you the capital you need — when you need it.

What Are Fix and Flip Loans?
A fix and flip loan is a short-term loan designed to finance the purchase and renovation of a property that will be resold for profit. These loans are perfect for investors looking to buy undervalued or distressed properties and increase their market value through strategic upgrades.
Georgia Fix and Flip Loan Highlights
Loan Amounts
$100,000 – $50,000,000+
Purchase Financing
Up to 90%
Loan Term
3 to 36 months
Draw Schedule
Milestone
ARV Loan Amount
Up to 85% After-Repair Value (ARV)
Renovation Financing
Up to 100% of rehab costs
Closing Time
3 to 7 business days
Fix and Flip Ideal For Projects
Cosmetic rehab projects
Full gut renovations
REO, foreclosure, or auction buys
Investor flips with short holding periods
First-time or experienced flippers

Who Should Use a Fix and Flip Loan?
- Investors targeting distressed or off-market deals
- Licensed contractors with rehab experience
- Realtors who invest part-time
- Real estate investment groups
- Flippers scaling their portfolio
Flip Faster with Flexible Private Lending
Need funding for your next flip?
Apply now or call our Georgia-based lending team for a same-day quote on your next fix and flip project.