Commercial Construction Loans in Floyd County Georgia
Our loan programs are built for speed, flexibility, and developer-friendly underwriting.
Commercial Construction Loans in Floyd County
CheapLOI.com provides fast, flexible commercial construction loans for developers and investors building in Floyd County, Georgia. From retail centers and mixed-use projects in Rome to industrial facilities, office conversions, and hospitality renovations, we fund projects the banks won’t touch — and we do it on timelines designed for real estate investors.
Asset-based underwriting.
Fast decisions.
No tax returns.
No income documentation.
Georgia-based private lending you can trust.
Why Floyd County Is a Strong Commercial Development Market
Floyd County continues to attract developers due to:
- Downtown Rome revitalization and historic commercial conversions
- Strong STR and hospitality demand tied to local events, tourism & Berry College
- Large healthcare & education base supporting retail and service tenants
- High traffic corridors along US-27, US-411, Turner McCall Blvd
- Affordable development land compared to metro Atlanta
- Rapid lease-up for service retail, flex space, and professional office tenants
Investors and developers use commercial construction loans here for:
- Mixed-use projects
- Retail strip centers
- Boutique hospitality
- Office-to-retail conversions
- Industrial / warehouse builds
- Multifamily infill opportunities
Developer Requirements
We require:
- LLC borrower
- Construction budget
- Plans / drawings
- GC bid
- Project schedule
- Purchase contract or land ownership
We do NOT require:
- Tax returns
- W-2s
- DSCR ratios
Property Types Eligible
We lend on a wide range of commercial asset types:
Retail & Mixed Use
Industrial & Flex
Hospitality & STR-Oriented
Land + Vertical Construction
Loan Program Summary
- Loan Amount: $500,000 – $25,000,000+
- LTC: Up to 85% Loan-to-Cost
- ARV: Up to 70% of completed value
- Construction Draws: Fast draws with milestone inspections
- Interest: Interest-only during construction
- Term: 12–24 months (extensions available)
- Closing Timeline: 10–20 business days
- Borrower Type: LLCs only
- Documents Required: Plans, budget, schedule, GC bid
How It Work
Submit Your Deal
Same-Day Term Sheet
Underwriting (Fast)
Close & Begin Construction
Draws Based on Milestones
Banks vs. Private Loans
Close in 10–20 days
Local Georgia underwriting
Fast draw approvals (24–72 hours)
We fund land + vertical
No Income Docs Required
Serving Floyd County & All of Georgia
We lend across Georgia, including: Rome • Cartersville • Dalton • Calhoun • Lindale • Rockmart • Cave Spring • Marietta And statewide markets: Atlanta • Augusta • Savannah • Macon • Columbus • Athens • Roswell • Sandy Springs. CheapLOI.com has funded 1,000+ commercial and residential investment projects across Georgia.
FAQs
Most projects close in 10–20 business days.
Yes — we specialize in land plus vertical deals.
Up to 85% loan-to-cost.
No. Approval is asset-based.
Ready to Build in Floyd County?
Apply now for fast approval Or call: (800) 664-7505. We are Serving real estate investors across County and throughout Georgia.