Fast Hard Money Loans in Floyd County
Approvals are based on property value and deal strength, not income docs or tax returns.
Fast Hard Money Loans in Floyd County
CheapLOI.com provides fast, asset‑based Hard Money Loans in Floyd County Georgia — built for real estate investors who need funding to acquire, renovate, refinance, or bridge residential and commercial investment properties.
Why Choose CheapLOI.com?
- Same-day term sheet
- Close in 5–7 days
- No tax returns or income verification
- We fund distressed and off-market deals
- Rehab + construction draw schedules available
Property Types Eligible
• Single‑family homes
• Duplex / Triplex / Quadplex
• Small multifamily (5–50 units)
• Commercial and mixed-use buildings
• Distressed or off‑market acquisitions
Loan Program Summary
• Loan Amounts: $75,000 – $10,000,000+
• Up to 85% purchase / up to 70% ARV
• Interest-only: 6–18 month terms
• No DSCR or income documentation required
• Property types: SFR, multifamily, mixed-use, commercial
How It Work
Submit Your Deal
address or PSA
Same-Day Term Sheet
Receive approval + terms same day.
Closing in 5–7 Days
Close in as fast as 5–7 days.
Rehab Draws
Rehab draws released based on progress.
Banks vs. Private Loans
Close in 5–7 days
Distressed property support
ARV-based lending
Rehab financing included
No Income Docs Required
Floyd County Investor Market
Funding is available across Floyd County, including Rome, where downtown STR opportunities and multifamily conversions are growing; Lindale and Silver Creek, which offer strong entry-level flip inventory; Cave Spring, known for STR-ready renovation projects; and Garden Lakes, where renovated homes see high owner-user demand. Our local understanding helps reduce funding delays and keeps projects moving. We serve investors across Georgia — trusted from Rome to Atlanta to Augusta.
FAQs
No — approvals are based on the property and ARV, not personal income.
We close most hard money loans in 5–7 days.
Yes — including heavy rehab, fire-damage, off-market, and wholesale deals.
Get Fast Hard Money Financing
Apply now for fast approval Or call: (800) 664-7505. We are Serving real estate investors across County and throughout Georgia.