Fast Hard Money Loans in Floyd County

Approvals are based on property value and deal strength, not income docs or tax returns.

hard money

Fast Hard Money Loans in Floyd County

CheapLOI.com provides fast, asset‑based Hard Money Loans in Floyd County Georgia — built for real estate investors who need funding to acquire, renovate, refinance, or bridge residential and commercial investment properties.

Why Choose CheapLOI.com?

  • Same-day term sheet
  • Close in 5–7 days
  • No tax returns or income verification
  • We fund distressed and off-market deals
  • Rehab + construction draw schedules available 

Property Types Eligible

• Single‑family homes 
• Duplex / Triplex / Quadplex 
• Small multifamily (5–50 units) 
• Commercial and mixed-use buildings 
• Distressed or off‑market acquisitions 

Loan Program Summary

• Loan Amounts: $75,000 – $10,000,000+ 
• Up to 85% purchase / up to 70% ARV 
• Interest-only: 6–18 month terms 
• No DSCR or income documentation required 
• Property types: SFR, multifamily, mixed-use, commercial  

How It Work

Step 1

Submit Your Deal

address or PSA

Step 2

Same-Day Term Sheet

Receive approval + terms same day.

Step 3

Closing in 5–7 Days

Close in as fast as 5–7 days.

Step 4

Rehab Draws

Rehab draws released based on progress.

Banks vs. Private Loans

Close in 5–7 days

Distressed property support

ARV-based lending

Rehab financing included

No Income Docs Required

Floyd County Investor Market

Funding is available across Floyd County, including Rome, where downtown STR opportunities and multifamily conversions are growing; Lindale and Silver Creek, which offer strong entry-level flip inventory; Cave Spring, known for STR-ready renovation projects; and Garden Lakes, where renovated homes see high owner-user demand. Our local understanding helps reduce funding delays and keeps projects moving. We serve investors across Georgia — trusted from Rome to Atlanta to Augusta.

FAQs

No — approvals are based on the property and ARV, not personal income.

We close most hard money loans in 5–7 days.

Yes — including heavy rehab, fire-damage, off-market, and wholesale deals.

Get Fast Hard Money Financing

Apply now for fast approval Or call: (800) 664-7505. We are Serving real estate investors across County and throughout Georgia.