Hard Money Loans in Fulton County Georgia

Fast approvals. Asset-based underwriting. Designed for real estate investors, not homeowners.

 

hard money

Fund Your Next Fix & Flip or Investment Property — Fast.

CheapLOI.com funds hard money loans throughout Fulton County—including Atlanta, Sandy Springs, Roswell, and Johns Creek—with same-day soft approvals, no tax returns or income docs required, and closings in as fast as 5–7 days. Based in the Atlanta Financial Center, we give local investors a true on-the-ground lending advantage.

PROGRAM OVERVIEW

Term

Details

Loan Size

$100,000 – $5,000,000+

LTV

Up to 85% purchase

ARV

Up to 75% of After-Repair Value

Rehab Funding

Yes — lender-controlled draws

Credit Score

620+ (exceptions case-by-case)

Time to Close

As fast as 5–7 days

Loan Purpose

Investment properties only

Why Investors Trust CheapLOI.com

We’re real estate and lending experts who allow distressed property conditions, finance full rehab budgets with construction draws, and underwrite based on the project’s potential and ARV—not tax returns or perfect property condition.

How It Work

Step 1

Submit Deal Scenario

Step 2

Receive Same-Day LOI (Letter of Intent)

Step 3

Close & Fund Rehab Draws Fast

Banks vs. Private Loans

Approvals in days

Distressed, rehab, or full construction

Investor / Business-purpose

Credit Score Light Weight

No Income Docs Required

Local Market Expertise

CheapLOI.com is located at the Atlanta Financial Center — 3343 Peachtree Rd NE Suite 145, Atlanta, GA 30326. We understand county permitting requirements, common rehab challenges like foundation, electrical, and plumbing issues, and the high-ROI neighborhoods investors target, including 30318, 30307, 30310, and 30331. With 1,000+ projects funded statewide, we’re deeply embedded in Georgia’s real estate investor ecosystem.

FAQs

Yes — when combined with a rehab loan structure based on ARV.

Yes, if you have a strong contractor and exit strategy.

 

Often within 5–7 business days.

Ready to Get Funding?

Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.