Georgia hard money loans for investors
At CheapLOI, we provide hard money loans in Georgia tailored for real estate investors, rehabbers, and developers who need quick access to capital. Whether you're flipping a house in Atlanta or acquiring distressed property in Savannah, our private lending solutions are built for speed and flexibility — not red tape.
What Is a Hard Money Loan?
A hard money loan is a short-term, asset-based loan secured by real estate. Unlike traditional bank financing, hard money loans are underwritten based on the value of the property, not your credit score or income.
Georgia Hard Money Loan Terms
Loan Amounts
$100,000 – $50,000,000+
LTV
Up to 85%
Interest Rate
Starting at 9.00%
Term Length
3–36 months
Property Types
Residential, Multifamily, Commercial
ARV
Up to 85% of ARV
Fees
1–3 points depending on loan size
Ideal Projects For Georgia hard money loans for investors
Apply Now and Get Funded Fast
Ready to move on your next investment property?
Apply online today or contact our Georgia lending team to secure your hard money loan in Atlanta or anywhere across the state