Ground Up Construction Loans in Georgia
At Cheap LOI, we provide Ground Up Construction Loans in Georgia for real estate investors, developers, and builders looking to create new residential or commercial properties. Whether you're constructing a single-family rental in Atlanta or developing a multifamily unit in Savannah, we fund your vision from start to finish — NO bank delays, NO bureaucracy.
What Are Ground-Up Construction Loans?
A Ground Up Construction Loan is a short-term loan designed specifically to finance the entire construction process — from purchasing the land to building the property. These loans release funds in draws, based on construction milestones.
Georgia Ground-Up Construction Loan Features
Loan Amounts
$100,000 – $50,000,000+
LTC
Up to 100%
Interest Rates
Starting at 9.00%
Loan Term
3–36 months
Property Types
Residential, Multifamily, Commercial
Draw Schedule
Funds released per inspection milestone
AVR
Up to 80%–85% of projected ARV
Ideal Projects for Ground-Up Loans
New single-family or multifamily homes
Mixed-use and commercial buildings
Townhomes and duplexes
Investment properties on raw or cleared land
Why Choose Our Georgia Construction Loans?
- Same-day pre-approvals
- Closings in 3–7 business days
- Up to 100% LTC (Loan-to-Cost)
- Funding based on future ARV (After-Repair Value)
- Financing for both residential and commercial projects
- Support from a dedicated Georgia-based lending team
Start Building Today
Ready to bring your vision to life?
Apply now for a Georgia ground-up construction loan or call our Georgia office to speak with a private lending specialist.