Hard Money Loans in Gwinnett County, Georgia
Fast approvals. Rehab + purchase + bridge + construction.
We lend based on the asset — not your income documentation.
Private Lending Built for Georgia Real Estate Investors
CheapLOI.com provides hard money loans for:
- Fix & flips
- Rental acquisitions (DSCR take-out ready)
- Bridge financing (gap funding / fast closings)
- Ground-up construction (residential or small commercial)
We fund throughout Gwinnett County, including:
- Lawrenceville
- Duluth
- Suwanee
- Norcross
- Peachtree Corners
- Buford
- Sugar Hill
PROGRAM OVERVIEW
Feature | CheapLOI Hard Money Loans |
Loan Amounts | $100K – $7.5M+ |
LTC (Purchase + Rehab) | Up to 90% LTC |
ARV Financing | Up to 75% ARV |
Experience | First-time investors welcome |
Income Docs Required | ❌ No tax returns or W-2s |
Closing Speed | 5–7 business days |
Terms | 6–24 months |
Draws | Fast — 24–48 hours after inspection |
Eligible Properties for Hard Money Financing
✅ Fix & flips
✅ Short-term rentals (Airbnb / VRBO)
✅ Build-to-Rent houses
✅ Multi-unit (1–12 units)
✅ Condos & townhomes
✅ Distressed properties (vacant, fire damage, incomplete repairs)
How It Work
Submit Your Deal
Same-Day Term Sheet
Close in Days, Not Months
Banks vs. Private Loans
Approvals in days
Distressed property support
Appraisal Required
First-time Investors
No Income Docs Required
Bartow County Market Insight
We track subdivision-level ARV comps, rehab ROI by ZIP code (30043, 30044, 30097, etc.), median days on market, and rent projections for DSCR take-out refinances. Top investor zones include Lawrenceville for fast SFR flips, Duluth for strong BRRRR rent comps, Suwanee for appreciation and family demand, and Buford/Mall of Georgia for retail-adjacent and STR-friendly opportunities. Serving investors across Georgia — trusted from Atlanta to Savannah.
FAQs
Most deals close in 5–7 business days.
No. We fund first-time investors.
Yes — we specialize in them.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.