Construction Loans Ground Up in Houston County Georgia
Ground-up construction financing for real estate investors, builders, and developers in Houston County — including Warner Robins, Perry, Bonaire, and Centerville. CheapLOI.com provides fast, flexible private capital for land acquisition, new builds, and draw-based construction funding.
Ground-Up Construction Loan Program
– Loan Amount: $300K – $25M+
– Up to 70% of total cost (land + construction)
– Up to 75% ARV (after repair value)
– Interest-only during construction
– Terms: 12–36 months
– Draw schedule funded by completed milestones
Why Investors Choose CheapLOI.com
CheapLOI.com has funded 1,000+ real estate investment projects across Georgia. We understand land permitting, draw schedules, construction timelines, and exit funding strategies (DSCR, refinance, sale).
Eligible Property Types
- Single-family new builds
- Multi-family (2–20 units)
- Mixed-use development
- Build-to-rent (BTR) communities
- Tear-down & infill new construction
How to Qualify
- Proposed plans + construction budget (GC bid acceptable)
- Timeline + exit strategy (sale or DSCR refinance)
- Experience preferred but not required — we allow sponsor support
How It Work
Submit Your Deal
Same-Day Term Sheet
Closing in 5–7 Days
Title + Appraisal + Plan review
Banks vs. Private Loans
Approvals in days
We fund land + construction + draws
Flexible collateral + cross-collateral allowed
No Income Docs Required
Local Market Expertise — Houston County Georgia
Houston County continues to expand due to population growth, relocation demand tied to Robins Air Force Base, and increased build-to-rent activity. We understand zoning timelines, developer permitting, and contractor draw requirements.
FAQs
Yes. We fund land and construction together when plans and budget are provided.
No. Funding is based on the project and collateral, not personal income.
10–21 days depending on title and appraisal.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.