Hard Money Loans in Houston County Georgia
Flexible private lending for fix and flips, rentals, rehabs, and investment acquisitions close in days, not months. Real estate investors in Warner Robins, Perry, Centerville & Kathleen trust CheapLOI.com for fast funding and local expertise.
Why Investors Choose CheapLOI.com
With over 1,000 real estate investment projects funded across Georgia, CheapLOI.com has established itself as a trusted partner for investors seeking reliable and efficient financing solutions. Our asset-based lending approach allows us to focus on the property’s value, rather than your tax returns, providing the flexibility and speed you need to secure the best deals. By streamlining our process and eliminating unnecessary bureaucracy, we’re able to close deals in a matter of days, not months, giving you the competitive edge you need to succeed in today’s fast-paced real estate market.
Loan Program Overview
- Loan Amount: $100K – $5M+
- LTV: Up to 85% purchase + 100% rehab (max 70–75% ARV)
- Rates: 9.99%–12.99%
- Term: 6–18 months
- No tax returns or bank statements required
Eligible Properties
- Fix & Flip (single-family homes)
- Duplex, triplex, fourplex
- BRRRR / rental acquisitions
- New construction / teardown projects
- Mixed-use smaller commercial
How It Work
Submit Your Deal
Same-Day Term Sheet
Closing in 5–7 Days
Appraisal + Title
Banks vs. Private Loans
Approvals in days
Terms tailored to your project
No Income Docs Required
FAQs
Most loans close in 5–10 business days.
No, we lend based on the property.
Yes, via draw schedule.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.