Hard Money Loans in Houston County Georgia
Flexible private lending for fix and flips, rentals, rehabs, and investment acquisitions close in days, not months. Real estate investors in Warner Robins, Perry, Centerville & Kathleen trust CheapLOI.com for fast funding and local expertise.
Loan Program
– Loan Amount: $100K – $5M+
– LTV: Up to 85% purchase + 100% rehab (max 70–75% ARV)
– Rates: 9.99%–12.99%
– Term: 6–18 months
– No tax returns or bank statements required
Why Investors Choose CheapLOI.com
CheapLOI.com has funded 1,000+ real estate investment projects across Georgia. We lend based on the asset, not tax returns. Close in days, not months.
Eligible Properties
- Fix & Flip (single-family homes)
- Duplex, triplex, fourplex
- BRRRR / rental acquisitions
- New construction / teardown projects
- Mixed-use smaller commercial
How It Work
Step 1
Submit Your Deal
Step 2
Same-Day Term Sheet
Step 3
Closing in 5–7 Days
Step 4
Appraisal + Title
Banks vs. Private Loans
Approvals in days
Terms tailored to your project
No Income Docs Required
FAQs
Most loans close in 5–10 business days.
No, we lend based on the property.
Yes, via draw schedule.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.