Commercial Property Construction Loans in Long County Georgia
Fast, flexible funding for commercial developers and real estate investors building in Long County, Georgia. CheapLOI.com is Georgia’s direct private lender specializing in commercial ground-up construction, land + vertical builds, adaptive reuse projects, and value-add redevelopment. We close quickly — with no bank delays — and fund projects across Long County, including Ludowici, Rye Patch, Tibet, Walthourville, and nearby Southeast Georgia markets.
Why Investors Choose Long County for Commercial Construction
Long County continues to attract developers due to its affordability, population growth, and expanding military-support economy around Fort Stewart and Hinesville. The region offers:
- Strong rental demand from military families
- Affordable land compared to Bryan & Liberty counties
- Expanding commercial corridors along Highway 84
- Pro-development permitting environment
- Increasing demand for retail, warehouse, flex, and office conversions
- Long County’s growth makes it ideal for build-to-lease commercial projects, small-bay industrial, mixed-use centers, and new construction for local service businesses.
How to Qualify
We require:
- Project plans & specs
- Construction budget
- GC license or builder résumé
- Purchase contract or land ownership
- Exit strategy (sale, refinance, tenant lease-up)
- No personal tax returns.
- No W-2s.
- No personal income underwriting.
Property Types Eligible
- Retail & strip centers
- Office conversions & build-outs
- Warehouse & small-bay industrial
- Mixed-use (commercial + residential)
- Ground-up commercial construction
- Build-to-suit tenant projects
- Medical/office/professional buildings
Loan Program Summary
- Loan Amount: $300,000 – $15,000,000+
- Loan-to-Cost (LTC): Up to 85%
- Loan-to-ARV: Up to 70%
- Rehab/Build Financing: 100% of construction budget (milestone-based draws)
- Interest Rate: Starting at 10.25%
- Term: 12–24 months (extensions available)
- Closing Timeline: 10–15 business days
- Experience Required: Not required with licensed GC
Construction Draw Process
Submit signed draw request
Inspector verifies completed work
Funds wired within 24–72 hours
Banks vs. Private Loans
Close in 10–14 days
We fund land + vertical construction
Milestone-based draws
Experience not required
No personal income docs
Local Lending Expertise in Long County, Georgia
We understand the county-specific requirements that impact investors in Long County, including permitting through the Planning & Zoning Department, Southeast Georgia’s soil conditions, milestone-based draw inspections for foundation, framing, MEP, and CO stages, and coastal weather patterns that affect material delivery timelines. Rural zones also require additional verification for title, surveys, and septic or well approvals. CheapLOI.com has funded more than 1,000 real estate construction and investment projects across Georgia, giving investors a competitive edge through deep local knowledge and fast, predictable closings.
FAQs
Most Long County construction loans are approved within 24 hours.
Yes — we fund both in a single loan.
Not if you have a licensed general contractor.
$300,000.
Typically 24–72 hours after inspection.
Ready to Build in Long County?
CheapLOI.com provides the speed, flexibility, and local expertise that Georgia developers need to scale. Apply now for fast approval Or call: (800) 664-7505.