Hard Money Loans in Lowndes County Georgia
Fast, flexible funding for fix & flip, BRRRR, multifamily, and commercial real estate investments. CheapLOI.com funds real estate investors across Georgia — including Valdosta, Hahira, Lake Park, and Moody AFB rental zones.
Why Investors Choose Hard Money Loans in Lowndes County GA
CheapLOI.com is a private direct lending platform focused on Georgia real estate investors — not retail borrowers.
What makes us different:
✅ No income docs, no tax returns
✅ 48–72 hour closings
✅ We fund distressed properties
✅ Experience financing 1,000+ Georgia investment projects
✅ Rehab/renovation funding included
PROGRAM OVERVIEW
Feature | CheapLOI Hard Money Loans |
Loan Amount | $75,000 – $15,000,000+ |
LTV / LTC | Up to 85% LTC / 75% ARV |
Rebate Funding | 100% of rehab financed (draw schedule) |
Credit Minimum | 600+ (soft credit review) |
Closing Speed | 48–72 hours |
Borrower Requirements | LLC or Entity |
Income Verification | ❌ No tax returns, ❌ No W-2s |
Who We Serve
- Real estate investors
- Contractors & builders
- Brokers representing investor clients
- First-time investors (deal must make sense)
Property Types Eligible
- Fix & Flip projects (cosmetic or full gut)
- BRRRR rental acquisitions
- Small balance commercial (retail, office, mixed-use)
- Multifamily (2–12 units)
- Ground-up construction with approved plans
How It Work
Submit Your Deal
Same-Day Term Sheet
Closing in 48–72 Hours
Banks vs. Private Loans
Close in 48–72 hours
Distressed property support
Desktop valuation accepted
No Income Docs Required
Local Market Insight
We understand the strong rental demand near Valdosta State University, the consistently high occupancy driven by Moody Air Force Base, and the heavy cash-buyer investor competition in Lake Park and Hahira. We also work closely with county permitting offices and local title requirements, giving us the local insight needed to deliver faster, more accurate underwriting decisions.
FAQs
Yes — with cross-collateralization or discounted purchase.
Yes. If the deal is solid, we fund it.
No tax returns, no W-2s.
Yes — entity lending preferred.
Ready to get funding for your next project in Lowndes County?
Fast term sheet. No income docs. Close in 48–72 hours. Apply now for fast approval Or call: (800) 664-7505. We are Serving real estate investors across County and throughout Georgia.