Fix and Flip Loans in Lumpkin County Georgia — Fast, Asset-Based Funding
We fund distressed, outdated, inherited, tenant-occupied or value-add properties. No tax returns. No W-2s. No hassle.
Fix and Flip Loans in Lumpkin County
Fast investor-friendly funding for distressed or undervalued properties in Dahlonega, Auraria, Murrayville and surrounding North Georgia investment corridors.
CheapLOI.com funds Fix & Flip Loans based on the asset — not your tax returns.
✔ No income docs
✔ Close in 7–10 days
✔ Up to 100% rehab financing
✔ Same-day soft approvals
PROGRAM OVERVIEW
Feature | Fix & Flip Loan Terms |
Loan Amount | $75,000 – $3,500,000 |
Leverage | Up to 90% purchase + up to 100% rehab |
ARV | Up to 70–75% After-Repair Value |
Term | 6–18 months (extensions available) |
Interest Only | Yes |
Credit Score | Flexible — 600+ preferred |
Experience Needed | New investors welcome |
Close Time | 7–10 days (rush closings available) |
Who We Fund
We specialize in funding real estate investors purchasing:
- Distressed properties
- Rental-ready conversions
- Student rentals (near University of North Georgia)
- Value-add cabins / mountain STR conversions
- Auction / foreclosure acquisitions
Off-market wholesale deals
Property Types Eligible
- Single-family homes
- Duplex / triplex / quadplex
- Small multifamily (up to 20 units)
- Airbnb/STR friendly where zoning allows
Qualification Requirements
✅ We look at:
- Deal strength
- Construction budget
- ARV & exit plan
❌ We DO NOT require:
- Tax returns
- W-2 income
- Personal financial statements
How It Work
Submit Your Deal
Send us your purchase contract + repair budget.
Receive Terms Same Day
No tax returns. No bank statements.
Close and Get Rehab Funds
We wire draws as work completes.
Banks vs. Private Loans
Close in 7 - 10 days
Distressed property support
New investors welcome
Rehab financing included
No Tax Return Required
One of Georgia’s Fastest Emerging Flip Markets
Strong investor demand in the area is driven by student housing near the University of North Georgia, growing vacation rental activity for Airbnb cabins and STRs, ongoing downtown Dahlonega revitalization, and a surge of relocation buyers seeking North Georgia mountain living. We actively lend in ZIP codes 30533, 30534, and 30564, and because we lend statewide, we understand local county inspection timelines, well and septic documentation requirements for rural cabins, and the weather-related delays that affect contractor schedules during the winter months.
FAQs
Yes. CheapLOI.com funds both new and experienced real estate investors.
Most fix and flip loans close in as little as 7–10 days.
No tax returns or W-2s are required. Approval is asset-based.
Ready to fund your next flip in Lumpkin County?
Apply now for fast approval Or call: (800) 664-7505. We are Serving real estate investors across County and throughout Georgia.