Hard Money Loans in Lumpkin County Georgia — Fast Funding for Real Estate Investors
Close in 7–10 days. No income verification. Financing based on the asset.
Hard Money Loans in Lumpkin County
Fast, flexible funding for real estate investors in Lumpkin County, including Dahlonega, Auraria, and surrounding North Georgia mountain investment areas. CheapLOI.com is a private lending company located in Atlanta, Georgia — specializing in fast hard money loans for:
- Fix & Flip projects
- Short-term acquisition funding
- Bridge loans
- Rental property investments (DSCR options available)
PROGRAM OVERVIEW
Program Feature | CheapLOI.com Hard Money Loans |
Loan Amount | $75,000 – $3,500,000 |
Leverage | Up to 90% Purchase / Up to 100% Rehab |
ARV | Up to 70–75% of After-Repair Value |
Term | 6–18 months (extensions available) |
Credit Score | 600+ (flexible based on equity) |
Experience | First-time investors welcome |
Close Time | 7–10 days |
Fees | No junk fees / No hidden charges |
Why Choose CheapLOI.com?
- We lend on distressed, unfinished, or value-add properties (banks won’t)
- No DTI or tax return requirements
- Same-day term sheets
- Fast closings (7–10 days average)
Flexible draw schedules for renovations
Property Types Eligible
- Single-family
- Duplex, triplex, quadplex
- Small multifamily (5–20 units)
- Student rental properties
- Airbnb / STR in compliant zones
Qualification Requirements
✅ We look at:
- Equity
- Deal strength
- Exit strategy
❌ We do NOT require:
- Tax returns
- Bank statements
- W-2s
Personal income proof
How It Work
Submit Your Scenario
Upload your deal info, purchase contract, and repair budget.
Receive Your LOI (same day)
We send a conditional loan approval outlining rate, leverage, and draw schedule.
Close and Get Funds
We work directly with closing attorneys familiar with private lending requirements.
Banks vs. Private Loans
Close in 7 - 10 days
Distressed property support
Fast Draw Request Process
Rehab financing included
No Income Docs Required
Local Market Insight
Cartersville's growth is driven by the LakePoint Sports complex, fueling demand for multifamily and logistics development along I-75. Downtown's historic properties offer value-add opportunities. We work with local Bartow County closing attorneys, contractors, inspectors, and appraisers to streamline your closing.
FAQs
Most deals close in 7–10 business days.
Yes. We finance both new and experienced investors.
Yes — with sufficient equity or strong ARV.
Build wealth through real estate — without waiting on banks.
Apply now for fast approval Or call: (800) 664-7505. We are Serving real estate investors across County and throughout Georgia.