Commercial Property Construction in Paulding County Georgia
Ground-up & heavy-value-add financing with fast, contractor-friendly draws. Local Georgia expertise. 7–21 day closings with complete files. Up to 75–80% LTC (cost) and 70–75% stabilized value (case-by-case). Interest-only during construction; asset-based underwriting.
Why Developers Choose CheapLOI.com
What Sets Us Apart:
- Asset-based, sponsor-aware underwriting focusing on site, plan set, budget, absorption, and exit
- Contractor-friendly draws with quick inspection/photo verification
- Local entitlement familiarity: utilities, ROW, access management, erosion control, foundation & framing inspections in Paulding County
Transparent pricing and timelines (FTC/Google Ads/ADA-friendly copy)
Local Expertise & Scale
CheapLOI.com has funded 1,000+ investor projects across Georgia—helping builders execute retail pads, flex/industrial condos, office repositions, mixed-use, small multifamily (5–40+ units), hospitality-lite (select), and medical office (case-by-case) in metro corridors from Atlanta to Savannah. We serve Dallas, Hiram, Braswell, New Hope and surrounding submarkets.
PROGRAM OVERVIEW
Feature | Commercial Construction (Paulding County) |
Loan Amounts | $500,000 – $15,000,000+ |
Leverage | Up to 80% LTC; up to 75% stabilized value/As-Complete |
Rates | Market-based (typ. 10.25%–12.99%+), interest-only |
Term | 12–24 months (+ optional extension) |
Structure | Senior debt; mezz/pref stack considered on request |
Draws | Milestone draws; typical 48–72 hr after inspection |
Borrower | LLC/entity; recourse typical |
Collateral | Land + improvements; UCC on FF&E if applicable |
Close Time | 7–21 days with complete due diligence |
Exit | Lease-up to perm take-out, DSCR/Agency (multi), or sale |
How to Qualify
- Site control (recorded deed or executed contract)
- Stamped plans & professional line-item budget (hard + soft costs)
- GC resume / sponsor experience (newer sponsors with strong GC considered)
- Entitlement path (permits/utilities/ROW) & viable exit (refi/lease-up/sale)
- Market story: demand drivers, rent comps, cap-rate assumptions
Asset Types We Fund
- Retail: single-tenant pads, neighborhood strip, food service (non-franchise & franchise)
- Industrial/Flex: light industrial condos, last-mile warehousing
- Office/Medical Office: small-format suites, dental/urgent care (case-by-case)
- Multifamily: garden/stacked flats, townhome-style (5–40+ units)
- Mixed-Use: street-level retail with residential over
- Special Situations: change-of-use, tear-down-to-new, adaptive reuse (select)
Compliance & Trust
- E-E-A-T: Georgia-focused team; 1,000+ funded projects; lender transparency
- Google Ads & FTC: Clear, non-deceptive claims; full fee disclosure in LOI; APRs/rates vary by file
- Privacy (CCPA/CPRA): Data used solely for underwriting/servicing; opt-out honored
- ADA-Friendly: Plain-language copy, descriptive links/buttons, alt text on images, readable contrast
How It Work
Submit Your Deal
Same-day LOI
Appraisal and Review
Closing in 5–7 Days
Draws & Project Funding
Banks vs. Private Loans
Closing in 7 - 21 days
Asset Flexibility
Fast Draw Process
Flexible Underwriting
No Income Docs Required
Local Market Insights
- Entitlements: utility taps, ROW access, stormwater/erosion control, fire/life safety reviews
- Inspections: foundation/slab, framing/MEP rough-in, life-safety, CO issuance
- Soils/Septic: site-specific tests; sewer vs. septic timing impacts critical path
- Seasonality: framing and roofing buffers during peak weather swings
Nearby markets (natural mentions for topical authority): Atlanta, Augusta, Savannah, Columbus, Macon, Athens, Sandy Springs, Roswell, Albany, Johns Creek.
Landmark reference: Near Paulding County Courthouse (Dallas, GA).
Investor-heavy ZIPs: 30132, 30157, 30141.
FAQs
Up to 80% LTC and up to 75% of stabilized value (case-by-case), subject to appraisal and sponsor/GC strength.
With a complete file and clear title, many projects close in 7–21 days.
No. We prioritize asset-based underwriting focused on site, plans, budget, market, and exit.
Yes, soft costs and reserves may be included in the budget, subject to LTC caps and appraisal.
Pre-leasing helps pricing and leverage; we also consider speculative builds with strong market fundamentals.
Yes—pair with an experienced GC and present a detailed plan set and budget.
Ready to build your commercial project in Paulding County?
Fast approvals. Transparent draws. Local Georgia expertise. Apply now for fast approval Or call: (800) 664-7505.