Hard Money Loans in Paulding County Georgia
Fast approvals. No income docs. We fund distressed and value-add properties. Same-day term sheet. Up to 90% of purchase + 100% rehab financing. No tax returns or bank hoops
Why Real Estate Investors in Paulding Choose CheapLOI.com
CheapLOI.com funds real estate investment projects across Paulding County and greater Atlanta, including Dallas, Hiram, Braswell, and New Hope.
We are not a bank. We specialize in asset-based lending — meaning approvals are based on the value of the property, not tax returns or personal income.
Where banks say “NO,” we say “How fast do you need to close?”
CheapLOI.com has funded 1,000+ investment projects throughout Georgia — including distressed residential, multifamily, and small commercial.
PROGRAM OVERVIEW
Program Type | Terms |
Fix & Flip Loans | Up to 90% purchase + 100% rehab |
DSCR Rental Loans | Based on rental income (No DTI) |
Construction Loans | Ground-up or heavy rehab |
Bridge Loans | Fast closing in 3–7 days |
Loan Amounts | $100K to $5M+ |
Credit Score | Min 600 |
Interest Rates | 9.25%–12.50% (market-based) |
Max LTC | Up to 90% |
Max ARV | Up to 75% |
We fund
- Fix & Flip projects
- Rental/DSCR loans
- Ground-Up Construction
- Bridge loans for time-sensitive closings
Property Types Eligible
- Single-family homes (1–4 units)
- Multifamily (5–50+ units)
- Condos & townhomes
- Small commercial & mixed-use
- Tear-down + new build
How It Work
Submit Your Deal
Get a Same-Day LOI
Close in Days, Not Weeks
Banks vs. Private Loans
Funds in 3 - 7 days
Works With Distressed Properties
Asset Based Underwriting
Rehab financing included
No tax return required
Local Paulding County Market Insight
Investors love Paulding County for:
- Affordable purchase prices
- High renovation profitability
- Strong rental demand near Dallas & Hiram
Typical projects we see funded:
- Cosmetic flips under 110 days
- Buy-renovate-rent-refinance (BRRRR)
- Tear-down + new construction
We understand Paulding County permitting timelines, rehab budget structuring, and lender-preferred ARV appraisals.
FAQs
Yes. We allow first-time flippers.
Yes. Up to 100% of rehab costs.
3–7 business days (rush closings available).
No tax returns, pay stubs, or bank statements.
Yes. We prefer LLC / business entity lending.
Ready to Get Funding for Your Next Deal in Paulding County?
Fast approvals. No headaches. Investor-friendly terms. Apply now for fast approval Or call: (800) 664-7505.