Fix and Flip Loans in Pickens County Georgia
Why Pickens County Investors Choose CheapLOI.com
CheapLOI.com has funded 1,000+ Georgia projects—including flips, BRRRR, bridge, and construction—with deep experience in Pickens County inspectors, permit cadence, septic vs. sewer timelines, and resale patterns around downtown Jasper and commuter corridors. We’re fully asset-based, underwriting the property, scope, budget, and ARV—not tax returns—with contractor-friendly draws released in 48–72 hours through photo or third-party inspections. Our terms are transparent, ADA-friendly, and FTC-compliant, and we bring real local intel from investor-active ZIPs like 30143, 30175, and 30177, including seasonal considerations for exterior work.
PROGRAM OVERVIEW
Feature | CheapLOI.com Fix & Flip (Pickens County) |
Loan Amounts | $100,000 – $5,000,000+ |
Leverage | Up to 90% of purchase & up to 100% of rehab |
Max ARV | Typically up to 75% of ARV |
Rates | Market-based (~9.25%–12.99%+), interest-only |
Term | 6–18 months (+ extension options) |
Entity Type | LLC/entity preferred |
Credit | Flexible (≈600+ recommended) |
Closing Speed | 3–10 business days with a complete file |
Draws | Milestone draws; 48–72 hr typical after verification |
Exit | Sell or refi into DSCR rental |
How to Qualify
- Property address & executed contract
- Line-item rehab budget (labor + materials)
- ARV comps / CMA (agent or appraiser)
- Exit plan (sell or refi to DSCR)
Eligible Property Types
- Single-family (1–4 units)
- Condos & townhomes
- Small multifamily (5–20+ units, case-by-case)
- Mixed-use/light commercial (select)
- Distressed/dated homes, estate/probate, auction, wholesaler assignments
How It Work
Submit Your Deal
Same-Day Term Sheet
Closing in 5–7 Days
Banks vs. Private Loans
Approvals in days
Distressed property support
Flexibility
Rehab financing included
No Income Docs Required
Local Market Insight Pickens County
Flippers target Pickens County for its lower acquisition costs, strong resale demand around Jasper, and a buyer mix of Atlanta commuters and weekenders. We understand the local factors that impact timelines—permit and inspection cadence, septic vs. sewer requirements, perc tests, and seasonal buffers for exterior work—plus pricing strategies for listings near downtown Jasper. Serving real estate investors across Georgia, we’re trusted from Atlanta to Savannah and surrounding markets like Augusta, Columbus, Macon, Athens, Sandy Springs, Roswell, Albany, and Johns Creek.
FAQs
Up to 90% of purchase and up to 100% of rehab, capped near ~75% ARV.
With a complete file, many loans close in 3–10 business days.
No. We use asset-based underwriting focused on the property, budget, ARV, and exit plan.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.