Fix and Flip Loans in Richmond County Georgia
CheapLOI.com funds investment properties throughout Richmond County and surrounding Augusta submarkets — including urban revitalization zones near Broad Street, Olde Town, and Augusta Riverwalk. We specialize in quick approvals, asset-based underwriting, and same-day term sheets.
Why Real Estate Investors Choose CheapLOI.com
CheapLOI.com is the #1 private lending partner for fix and flip investors in Georgia, with more than 1,000+ funded projects statewide.
We specialize in:
- Distressed deals
- Auction purchases
- Wholesaler assignments
- Value-add flips
- Light & heavy rehab
PROGRAM OVERVIEW
Feature | CheapLOI.com Investor Program |
Loan Amounts | $75,000 – $5,000,000+ |
Leverage | Up to 85% of purchase + 100% of rehab |
Max ARV | Up to 70% of ARV (After Repair Value) |
Terms | 6–12 months |
Draws | 48–72 hr draw release |
Experience Required? | No — first-time investors welcome |
Income Verification | Not required |
Credit Minimum | Flexible — we focus on the deal |
Closing Timeline | 7–14 days (rush options available) |
Experience, Expertise, Authority, Trust
- Experience: CheapLOI.com funded over 1,000+ Georgia real estate projects
- Authority: We are private lenders who understand Georgia property code, permitting, and county-specific inspection requirements
- Trust: Transparent pricing, compliant disclosures, and CCPA/CPRA privacy compliance
Property Types Eligible
- Single-family residential
- Duplex / Triplex / Fourplex
- Small multifamily (5–20 units, case-by-case)
- Townhomes & condos (non-warrantable ok)
- Tear-downs / major renovation
How It Work
Submit Your Deal
Upload contract + rehab estimates.
Same-Day Term Sheet
We underwrite based on ARV — not your tax returns.
Close & Start Rehab
Once closed, draws are wired within 48–72 hrs after inspection/photos.
Banks vs. Private Loans
Close in 10 - 15 days
Investor-friendly draws
Same-day term sheet
Funding based on ARV
No income verification
Local Market Insight
Richmond County offers massive flipping opportunity due to:
- Strong rental demand near Augusta University + Medical District
- Revitalization corridors around Broad Street & Riverwalk Augusta
- Military relocation demand from Fort Eisenhower
- Aging housing inventory with active investor activity
Neighborhoods where flips are common:
- Forrest Hills
- Summerville
- Olde Town
- West Augusta
- Hephzibah
FAQs
Yes, up to 100% of rehab costs, depending on ARV.
No. We evaluate the property and the exit.
Typically 7–14 days if title is clear.
Ready to flip your next property in Richmond County?
Get funding in days — not months. Apply now for fast approval Or call: (800) 664-7505.