Bridge Loans in Walton County Georgia
CheapLOI.com funds short-term bridge loans for acquisitions, cash-out, and quick refinance across Monroe, Loganville, Social Circle, Walnut Grove, Good Hope, and Between. We underwrite the asset, business plan, and exit, not your tax returns.
What Is a Bridge Loan?
A bridge loan is short-term, asset-based financing that covers the gap between today’s need (acquisition, payoff, partner buyout, or time-sensitive opportunity) and your long-term exit (DSCR, bank perm, or sale). Typical uses in Walton County:
- Acquisition before DSCR seasoning (stabilize rents, then refi)
- Time-sensitive buys (auction/off-market—close in days, not months)
- Cash-out for improvements ahead of a permanent take-out
- Payoff balloon/extension while securing long-term debt
- Cross-collateral to boost leverage on an opportunity
PROGRAM OVERVIEW
Feature | Typical Range* |
Loan Amount | $150k – $7MM+ |
Leverage | Up to 70–75% as-is; higher with strong cross-collateral |
Term | 6–18 months (extensions available) |
Rate/Structure | Interest-only; deal-dependent |
Use of Funds | Purchase, refi, cash-out, partner buyout, bridge-to-DSCR |
Property Types | 1–4 unit investment, SFR portfolios, small MF, mixed-use, selected commercial |
Rehab | Light stabilization OK; heavy rehab see Construction/Fix-&-Flip programs |
Entity | LLC/Entity preferred |
Close Speed | 7–21 days with clear title & valuation |
How to Qualify
- Property address(es), rent roll (if any), and as-is value + comps
- Purchase contract or payoff statement for refi/cash-out
- Business plan/exit (sale, DSCR, or bank permanent)
- Sponsor profile (experience helpful but not required)
Property Types Eligible
- 1–4 unit residential investment properties
- Multifamily 5+
- Land or new construction (case-by-case)
- Mixed-use or light commercial
How It Work
Submit Your Deal
Same-Day Term Sheet
Closing in 5–7 Days
Banks vs. Private Loans
Approvals in days
Property Condition
Flexibility
Underwriting
No Income Docs Required
Local Market Insight Walton County
Walton County sits on Atlanta’s eastern arc, driven by US-78 commuters and buyers seeking small-town charm. Monroe benefits from downtown renewal with cottages and ranch homes getting modern updates, while Loganville’s strong schools support steady retail and SFR demand. Social Circle offers historic-district infill where bridge-to-DSCR strategies work well after stabilization. With nearby growth centers like Athens and East Metro Atlanta supporting exit liquidity, investors trust this market—especially around Monroe’s Courthouse Square and key corridors like GA-138 and GA-81.
FAQs
With a complete file and clear title, many bridge loans close in 7–21 days.
No. We’re asset-based and focus on collateral strength and exit plan.
Yes. Cross-collateral can increase proceeds or improve pricing.
Ready to Get Funding?
Get a same-day quote with fast funding and flexible draw schedules designed to keep your project moving without delays.